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The Claus Team

The Claus Team
Keller Williams Heritage
Schertz, TX 78154

210-566-6474
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Why Buying a Home During the Holiday Season Might be a Fantastic Idea

Though homes are bought and sold year round, there are definitely some months that are busier than others. April through July are popular, for example, because parents want to get their kids moved and settled in before the school year begins.

The winter months, however – particularly those around Thanksgiving and Christmas – are the exact opposite. In fact, they’re the slowest time of year for buyers, sellers and real estate agents.

But that doesn’t mean it’s a bad time to buy. It’s actually one of the best!

Are you thinking about buying a home? Then you may want to consider doing it this holiday season. Here are just a few of the many reasons why:

  • Less competitive – Not that many people buy homes in the winter, and that’s for a variety of reasons. For one, it’s mid-school year. Parents don’t want to uproot their kids halfway through their grade level. On top of this, it’s also the holiday season. Gifts are expensive, and spending a big chunk of change on a new house isn’t exactly on the radar for most families. So what does all this mean for you? It means there are far fewer competitors on the market. You won’t have people outbidding you, and you’ll have ample inventory from which to choose. It’s a win-win!
  • Lower interest rates – Because there are fewer people looking for homes this time of year, lenders are forced to compete for the few buyers that are out there. This means they offer low interest rates, trying to outbid each other. And as you know, lower interest rates mean a lower mortgage payment for you!
  • Closings are faster – Typically, closing on a home can take a month or even two. When the market is slower, lenders, agents and everyone involved are able to speed this timeline up. They have a smaller workload, and they’re eager to get you settled in before the holidays arrive.
  • Eager sellers – Generally people who sell during this time of year are ready to get it over with. Their homes have either been on the market a while (because most people don’t buy this season), or they’re eager to get their family up and moved to a new place before the holidays or before a new job starts on Jan. 1. Either way, it means sellers are more willing to negotiate on price as a result!
  • Tax benefits – If you buy by the end of the year, it will also you to take additional itemized deductions, as well as write off your mortgage interest, from that year’s tax returns. Depending on how much your home was, that could mean thousands and thousands of dollars and savings.
  • Start the New Year off right – Wouldn’t it just be nice to have your move over and done with by Jan. 1? To start your New Year and new phase of life off in a brand new home? Many buyers think so!
  • Take advantage of breaks – Moving can be a hassle, taking days and days to pack up, load and unload cars, and finally, put everything in its new place. During the holidays, you and your family members likely have some time off work and school, giving you plenty of availability for these pesky moving tasks. If you move at other times of year, you’d have to take time off work, adding even more costs to your bottom line.
  • Easier to spot problems – Winter is a great time to make sure the house you’re buying is up to snuff. The roof, gutters, heating and plumbing are all put to the test as the winter weather gets harsher. If something looks awry, your home inspector will spot it and you can make sure the sellers fix it (or take it off the cost of the home) before you close.

As you can see, buying a home during the holiday season can have some serious perks. It can save you time, money and a whole lot of hassle, so if you’re on the market for a new house, make sure you consider it!

 

Find Your Dream Home this Holiday Season

Do you want help finding that dream home this winter? Then contact the expert agents at the Claus Team. We’ve been serving buyers in the Schertz, Cibolo, Converse and Universal City area for years, and we’re here to help you and your family members every step of the way.  Call us today, and we’ll get started.

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Brad Claus | 210-566-6474 | Contact Us
2901 Ashley Oak Dr. - Schertz, TX 78154
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